Getting an answer to the question what are the HIPAA laws? requires you to have an idea of what the acronym stands for in the first place. HIPAA is an acronym for Health Insurance Portability and Accountability Act. This act was enacted by the US congress in 1996 and signed into law by the then President, Bill Clinton. These laws consist of several layers, which are used to govern the role of healthcare to workers and their family members.
What Are The HIPAA Laws?
One aspect of the law involves the protection of a patient's privacy. According to the HIPAA laws, all patients are entitled to the privacy and security of any medical information regarding them and their families. These laws apply to all medical care providers as well as government healthcare plans and health organizations. These parties have to appropriately store, use, maintain, as well as transmit patients data in a manner that complies with these privacy laws. That is one part of what are the HIPAA laws?
In addition to the protection of patient information, the laws also govern the continuity of medical coverage for employees and their families even if they change or lose their jobs. Through these laws, it is possible for these employees to claim their previous health care plans under a new employer or even when they are unemployed. There is also a limit on how long workers can stay without health coverage if they had previous health care plans prior to the change in their situations. This is the next part of what are the HIPAA laws?
These laws also cover the rights of patients to receive proper health care coverage despite any preexisting information. Prior to the enactment of these laws, patients with preexisting conditions would be discriminated against resulting in higher premiums or no plans at all. The HIPAA laws removed this kind of discrimination and allowed families of such affected parties to enjoy healthcare coverage like all other workers. So what are the HIPAA laws is becoming clearer.
In the event of unavoidable and unforeseen circumstances occurring to the workers, the laws ensure that there is continuity of coverage for the families of the affected parties. These circumstances include divorces, new births, injuries, illnesses, sackings, and death. All health care providers in such cases are legally required to continue providing coverage to the dependants who may even include ex-spouses.
The HIPAA laws also govern protection for documentation and identity of patients and their families. It requires that a series of security controls be put in place to protect the information of the patients involved. These laws also does this by requiring that all stakeholders work together when necessary to ensure the integrity of electronic data and information is maintained. This goes a long way in preventing identity theft as well as insurance fraud and abuse.
What Are The HIPAA Laws?
HIPAA laws also provide guidelines for the standardization of some medical industry information. This in turn ensures there is a standard way of medically billing patients thus enabling healthcare providers to disburse funds appropriately to all medical hospitals and clinic when necessary. These laws have therefore revolutionized the way the medical and insurance industries do business together hence ensuring that millions of workers are not denied their right to health care and insurance coverage. We hope you have a better understanding of what are the HIPAA laws.